18. "Health Insurers Will Be Charged to Use New Exchanges"

http://www.nytimes.com/2012/12/01/health/health-insurers-will-be-charged-to-use-new-exchanges.html?ref=health

On November 30, 2012 Robert Pear wrote an article on health insurers. The Obama administration said that starting on Friday that they will charge insurance companies for selling health insurance to Americans through the web run by the government. Since the government is charging, the companies may raise their prices, affecting their consumers. The government says that the consumers will have access to nationwide health plans like the ones that are available to the people working for government. This will create a larger competition within the insurance companies and make sure small businesses have better insurance. Some consumers and insurers have concerns about this new rule being delayed. Beginning in October consumers will be able to purchase health insurance and most Americans will be required to have it. The exchanges will be self-sustaining starting in 2014. The secretary of health and human services said that the government will be able to cover the majority of the costs. The government will run the exchange in any state that is unwilling or unable to do so. A spokeswomen predicted that insurers will not raise their prices. The administration said that it retains authority in order to make the final decision.

Pear did a great job at letting the reader know exactly what is going on with the health insurance plans and what the future plans for health insurance are looking like. He was able to bring in different people from the government who know what is going on to better explain this new process. He was also able to bring people from the outside to see what they thought about this new adaptation the government is trying to persue.